Check Your Credit

Credit is a tool many of us use for managing our financial lives. A credit report is an explanation of an individual’s credit history. Lenders and creditors use the information in this report when deciding whether or not to lend money to us. Landlords and utility companies also use the information to make decisions about deposits, and employers may use the information prior to hiring or before allowing access to company credit cards.

Empower yourself to make better financial decisions by checking your cedit on a regular basis. You can receive one free copy of your credit report each year from all three credit reporting agencies. The information below will explain how checking your credit throughout the year will help with your financial goals, both short and long-term.