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Marais des Cygnes District

MdC District Paola Office

Miami County
913 N Pearl, Suite 1
Paola, KS 66071
913-294-4306 office
913-294-4301 fax
Office Hours:
8-4:30pm M-F

Kathy Goul, FCS Agent-

Karla Hightower, 4-H Agent-

Katelyn Barthol, ANR Agent-

linn office

Linn County
115 S. 6th St.
P.O. Box 160
Mound City, KS 66056
913-795-2829 office
913-294-4301 fax
Office Hours:
8-4:30pm M-F

Franny Eastwood, FCS Agent -

Abbie Powell, 4-H, ANR &
District Director- abbie2@ksu.edu

Send to all agents:

Money Management

house on caldendar payment dueNo one is born with natural money management skills. You may have learned some money management skills from your family but you may want to manage your finances differently than your parents did. You also may have learned some money management skills at school or through life experiences. Developing good money management skills takes time, practice, and patience. Check out the following resources for tips on how to manage debt and get started building financial security!

Social Security

The Social Security Act was signed into law by President Franklin Roosevelt in 1935, providing a social insurance plan for retirement.  Workers and their employers contribute to Social Security when they work.  Then, at retirement, workers who have met eligibility requirements can receive retirement benefits.  In addition to retirees, people with disabilities and children may be eligible for benefits.

Social Security benefits are established through trust funds which pay for retirement benefits, disability, Medicare Part A (hospital insurance), Medicare Part B (physician services & medical supplies) and Medicare Part D (prescription drug coverage).  These trust funds are funded by FICA taxes collected through employment earnings and income taxes.

Understanding how Social Security operates, what benefits are available to you and your family, when to apply for benefits and where to go for more information is an important part of planning for your future.  This fact sheet will provide you with basic information about Social Security and where to look for more information.

Understanding Social Security

Check Your Credit

Credit is a tool many of us use for managing our financial lives.  A credit report is an explanation of an individual's credit history.   Lenders and creditors use the information in this report when deciding whether or not to lend money to us.  Landlords and utility companies also use the information to make decisions about deposits, and employers may use the information prior to hiring or before allowing access to company credit cards.

Empower yourself to make better financial decisions by checking your credit on a regular basis.  You can receive one free copy of your credit report each year from all three credit reporting agencies.  The fact sheets in this series will explain how checking your credit thoughout the year will help you with your financial goals, both short and long-term.

  1.  Requesting your free credit report
  2.  Understanding your credit report
  3.  Fixing errors in your credit report
  4.  Building and maintaining your credit

When Your Income Drops

Many circumstances can lead to an abrupt reduction in income: a factory layoff or cutback, loss of a job, reduced farm income, or loss of a second income from a spouse. Just the threat of any of these situations is a serious blow to individuals and families struggling to survive economically in difficult times. The fact sheets in this series can help you begin to find your way when your income drops.

When Your Income Drops: Don't Panic -- Take Control

When Your Income Drops: Making Ends Meet

When Your Income Drops: Coping With Stress

When Your Income Drops: Community and Family Resources

When Your Income Drops: Sharpening Survival Skills


Related Information

Basic Money Management

Budgeting Basics

Dogs, Cats and Birds, Oh My! - Factoring Pet Costs into a Family Budget

Financial Literacy - 30 Step Path to Financial Freedom

Financial Management

Getting Out of Debt

Through a Child's Eyes:  Helping Children Understand the Concepts of Time, Money, and Talent

How are You Doing? A Financial Check-Up

How Much Debit is Too Much?

Money Smart

Organizing Household Records

Rutgers - Personal Finance Information

Supermarket-Savings Tips

Taking Inventory - Protecting Your Household Possessions

Tax Credits

Where to Go for Credit and Debt Help

Your Spending Plan


Household Budgeting Worksheet

Our Valuable Records

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